Can I sell a car if I have lost the keys?
Yes. A missing key affects how the tow driver loads the car, not whether you can sell it. What the sale needs is proof that the car is yours and the paper Indiana requires: the title, or a BMV certificate of authority for older cars. Tell us the keys are gone when you call.
By Gary Cash For Junk Cars Inc, published November 15, 2026, updated November 15, 2026.
Keys are not the question
Whoever buys a car takes responsibility for it, so the buyer needs to know the seller has the right to sell it. Keys do not prove that. The title does, or the BMV certificate of authority for a car at least 15 model years old.
What changes for the tow
Without a key the car stays locked in place: the steering wheel, and often the gear selector. The driver may need dollies or a flatbed, and may need extra time. Say whether the car is in park or neutral, and whether it can roll.
What to have ready
- Your ID.
- The title, or the certificate of authority.
- The car’s location, and anything that blocks the truck, such as a gate.
If you lack the title, read the no-title guide first.
Where owners lose time
The most common delay is not the key. It is paper that names someone who no longer owns the car, such as a seller from three owners back. Fix that with the BMV before the truck comes, then request your offer.
Sources
Questions people ask
- Do I need to get a replacement key first?
- No. It would cost more than it adds.
- Does the steering lock matter?
- It can. A locked steering wheel and locked wheels need different loading equipment, so mention it.
- Can a relative sell the car for me?
- Only if they can sign as the owner or have the legal authority to. The paper has to line up with the person signing.
Related guides
- Abandoned and junk vehicle rules in GaryWhat the city can do to a dead car, and why selling it first is cheaper.
- Selling a junk car in Indiana with no titleThe certificate of authority, the 15-year rule and the cases that cannot be sold.
- Your car was totaled: keep it or sell it for scrapQuestions to ask the insurer, and when selling the wreck makes sense.
